As with all commercial building insurance our insurance only covers the buildings, not the contents. Why? The value of a building can easily be determined. Because tenants and tenants’ possessions are constantly changing our insurance company has no way of verifying the value of your possessions. We recommend that you contact your home or renter’s insurance provider and let them know you have possessions in storage and they will often insure your stored possessions for a nominal cost. If you are storing specific high value possessions (like antiques or collectables) we recommend that you make your insurance company aware of these special items to make sure you have the insurance coverage these items merit. Content insurance is a fantastic way to financially insure the items in your storage unit against unforeseen accidents such as fires, storms, break-ins, infrastructure failures, or other emergencies.